Buying with us
A step-by-step guide
Buying your new home is an exciting time, but the journey from Rightmove to moving-in day can sometimes feel confusing. This guide explains what to expect at every stage, so you can be prepared and always stay one step ahead.
Step 1
Get organised
Firstly, you need to know how much money you have available. Whether that is from selling your current property, a mortgage, savings, or a combination of all three. If you own a property, it would be a good idea to have your property valued by a property professional or speak to a financial advisor to work out how much you can put towards buying your new home.
Step 2
Find a home that ticks every box
Now the really exciting bit can start. Make a list of the need-to-haves and nice-to-haves for your new home. Then search through our newest properties to find the one that is going to be your perfect fit.
Step 3
Secure the home you want
When you have found the house you love, we ask for a deposit of £1000 (which is taken off the final purchase price) to reserve it. You will also need to show us that you are in a position to proceed which means having a sale agreed on your own property or having the cash available to make the purchase.
Step 4
Agree a mortgage in principle
If you are purchasing with a mortgage, this is the moment to make sure you have an up-to-date and valid offer from a lender. You are not committing to anything yet (and can always change lender) but it is important to have a mortgage agreed in principle ahead of time.
Step 5
Engage a solicitor
Conveyancing is an important part of the process and a good solicitor can be fundamental in explaining any of the legal details you need to understand, keeping stress to a minimum. If you need help choosing a solicitor, we can recommend a number of reputable local firms that we know and trust.
Step 6
Get a valuation survey
If you are taking out a mortgage, your lender will want to check the house is worth the agreed price. This survey is organised through your mortgage provider, but paid for by you.
Step 7
Conveyancing checks
Now your solicitor will start to earn their money. They check all the legalities of transferring ownership from us to you and ensure there are no legal obstacles that could affect the value of the property in the future. They will report to you, highlighting their findings, before we exchange contracts.
Step 8
Exchange of contracts
Contract exchange can take place as soon as all the legal work has been done and the solicitors agree that everything is ready to go. This usually happens within six weeks of you making a reservation. At the point of exchange, you will pay a deposit (usually 10% of the sale price). This step gives you security on the purchase.
Step 9
Time to pop the fizz!
On the agreed completion date, the remaining money is transferred and you become the legal owners of your beautiful new home. We will be there to welcome you and hand over the keys so you can move in and start enjoying life in your new home!
Our newest neighbourhood
Tillhouse Farm
Cranbrook, Devon